This zone aims to answer your questions and queries on all aspects of life insurance, critical illness policies, mortgage cover, and family income benefit. There are specialist articles from our sponsors on current industry trends and product literature for you to read and use. Feel free to browse each sponsor's section and to add your comments to the forum. All information and features are written by the providers themselves, so please note that any technical queries should be addressed to the provider, rather than to Panacea.
Tools and resources
Retirement income is undoubtedly one of the fastest growing areas of financial planning in the UK today. As such, it is important for financial advisers to understand what retirement options are available and to choose an annuity solution that provides your client the maximum benefit for life.
If your clients' health or lifestyle is expected to lead to a reduced life expectancy, they could qualify for an ‘enhanced' annuity. Partnership offers enhanced annuities which pay out a higher rate of income than your client might get from a standard annuity because they are based on a more accurate prediction of your client's life expectancy, rather than an average for their gender and age group.
Using their unique underwriting and actuarial expertise, Partnership has been able to develop a free to enter product which offers higher than average LTVs for smokers and those with certain medical or lifestyle conditions.
Life cover and protection. Support your residential mortgage, for business or inheritance tax planning purposes or simply to have financial peace of mind.
Meeting the cost of residential and nursing care in old age is a growing issue for many people in the UK. As life expectancy continues to lengthen, more of us can expect to require some form of long term care.
While the state can help with some costs, eligibility for help is limited and many people find themselves over the threshold for support so it is important to be aware of financial options available to your client.
Partnership is the market leading supplier of insurance products to fund care fees and offers a range of plans that are tailored to an individual's needs. By taking health into consideration, we are able to provide enhanced levels of income to help meet care fees payments.
Pay for Long Term Care with guaranteed income from a Partnership Care Plan.
When you register with Partnership and then login you will benefit from the following:
- Access to literature specifically for Advisers
- Free Case Studies
- Free Technical Guides
- Access to Free Training and Workshops
- Get a quote for Care, Protection, Retirement and Equity Release policies
- Register for document updates
- Ability to generate Quotes and Illustrations
- Check on your Quote history
- Maintain your personal details

Derek Bradley, CEO
Sarah Paul, Marketing Director
James Bradley, Head of e-Relationships