All Commentaries
Twin Peaks
February 10 2012
The iconic TV series made over 20 years ago- Twin Peaks, was a part murder mystery, part soap opera spoof, part comedy and part supernatural drama. more...
Twitter prize draw
February 7 2012
Tweet us for chance to win RDR book, ‘Winning Client Trust’. more...
This missing financial infrastructure - and it's not the banks!
February 6 2012
Oh please stop wringing your hands, politicians, and apparently blaming everyone else except yourselves. From "banker and business bashing" to Euro carping, they cannot just pass off the responsibility to others. Please can we have some effective leadership not only to encourage change, but above all inspire that key word for all our economies, whether personal, corporate or national - confidence. more...
Prudential: In times of uncertainty...where to turn?
February 6 2012
Recent market uncertainty has seen extreme volatility in investment markets over the last few years. Many observers anticipate sustained periods of low or negative growth globally for years to come and this has been escalated by the debt problems being encountered by many countries within Europe. more...
IFA letter of the week: FOS procedures
February 6 2012
Further my email to you on the 5th December 2011, nearly 2 months ago, I am still waiting for a reply. more...
Independent or Restricted, shine a light someone please?
February 6 2012
On 2nd February at 1.00pm Derek Bradley, CEO of PanaceaIFA conducted a FREE webcast via Thought Leadership Live. more...
Partnership: Survey finds clients don't understand impact of health.
February 3 2012
According to AIFA research, around 30% of UK consumers approaching retirement are confused about how a poor medical history affects their income from an annuity. more...
Unsung IFA heroes: #1 Derek Bull
February 1 2012
In a new monthly series, Professional Adviser and PanaceaIFA honour those individuals who go above and beyond. The inaugural winner? Meet Derek Bull... more...
Doom and boom?
January 30 2012
In a week we have gone from headlines highlighting the apparent demise of the UK economy on Wednesday to the announcement that we are now in a bull market for equities (on the basis that certain indices have risen by 20% from their nadir last August). more...
F&C: Has Asia caught the European flu?
January 30 2012
Mike Sell is a Fund Manager in the Emerging Market Equities Team, focusing on Asian Markets. He joined F&C from Nevsky Capital, where he was responsible for Asian investments in the Global Emerging Markets and Emerging Asian funds, managing the latter from launch. more...
Paradigm Shift?
January 25 2012
As you will be aware, we released the results of our survey on what IFA clients views were on the RDR and this at the very least has started a debate by bringing out a number of views on the subject from the industry great and the good. more...
Schroders identifies key drivers for success in 2012
January 24 2012
Head of Global and International Equities Virginie Maisonneuve, shares her Top 10 Tips for Global Equities success in 2012. more...
Renminbi rising
January 23 2012
George Osborne's efforts last week to try and establish London as the Western centre for the trading of the Chinese currency should be congratulated however, some of the headlines seemed to get a little enthusiastic over something which is going to be a far slower burn than a Chinese firework. more...
Well, will Mr Sants want to know what IFA clients think about RDR?
January 23 2012
He has been sent a copy of the report but I suspect that he may not like what he hears. However, he should remember the words of Winston Churchill who said, “Courage is what it takes to stand up and speak; courage is also what it takes to sit down and listen”. more...
Important changes to the Just Retirement Roll Up Lifetime Mortgage
January 19 2012
Important changes to the Just Retirement Roll Up Lifetime Mortgage
As of 12th January 2012, the interest rate on the Just Retirement Roll Up Lifetime Mortgage will be reduced.
more...
Free Webcast - Educating clients on RDR – whose responsibility is it?
January 19 2012
On 2nd February at 1.00pm Derek Bradley, CEO of PanaceaIFA will be conducting a FREE webcast via Thought Leadership Live.
more...
Something rotten in the state of Denmark?
January 16 2012
The moral compass has broken.
It seems that everyone is at it these days, there seems to be no shame any more in being accused of lying as long as it means you can get what you want, when you want, from who you want!
more...
BlackRock: Outlooks
January 11 2012
BlackRocks view on 2012 from Macro to Market to Manager. more...
Money for nothing?
January 11 2012
The country is indeed in dire straits. PM David Cameron revealed plans to make shareholder-voting mandatory in relation to executive remuneration as a government attempt at seeing a reduction in excessive executive pay. more...
SHAFTS OF LIGHT IN LEADEN SKIES
January 9 2012
I can only presume that most of the population must have comforted themselves with excessive amounts of alcohol to try and negate the seemingly unremitting gloom that was aired throughout the holiday period. more...
Is the relentless impact of regulation making you depressed?
January 3 2012
We started to run a new snapshot poll question last month on the above subject.
more...
PanaceaIFA Unsung Hero
January 3 2012
At PanaceaIFA we regularly hear positive stories about the great but unrewarded work that many within our industry do for the benefit of others. more...
Partnership: Make 2012 your winning year!
January 2 2012
During 2012 Partnership is offering you the chance to win 12 months of fabulous prizes in its Twenty Twelve competition. From sunshine holidays and big city breaks to exciting sporting experiences, there’s something for everyone. more...
THIS WEEK – NEXT YEAR...
December 29 2011
I have to say that I am sick to death of all the doom-mongers and depressants that seem to be continuously preaching to us at the moment. From the tales of our economic woes through to the geo-political arguments that rage around the world, all of this will no doubt be highlighted as “breaking news” by our 24 hour gloom-seeking media
more...
Seasons Greetings from PanaceaIFA
December 21 2011
December has been a very good month for PanaceaIFA and I think we all will be looking for a respite over the festive season to recharge batteries for the challenges 2012 will bring. more...
A New Series of GLG Views - The Hunt for Yield
December 19 2011
This paper examines the potential attractions of investing in corporate bonds in the current environment characterised by negative real interest rates. more...
RBS and hindsight
December 15 2011
George Orwell said in Animal Farm “"Man is the only creature that consumes without producing. He does not give milk, he does not lay eggs, he is too weak to pull the plough, he cannot run fast enough to catch rabbits. Yet he is lord of all the animals. He sets them to work, he gives back to them the bare minimum that will prevent them from starving, and the rest he keeps for himself”. more...
FSA New Models of advice matrix
December 13 2011
I've been trying to understand the FSA's new models of advice and to help I've compiled a chart. I'd be grateful for some feedback particularly as
It's difficult to keep up to speed when the FSA loves moving the goalposts.
more...
Confidence or Confidence Trick?
December 12 2011
Whilst it is important to be clear and honest, it is also imperative that our leaders understand that what they say and how they say it are absolutely vital to the attitude of consumers, investors and of course companies. more...
Is this some form of regulatory Cluedo?
December 12 2011
So the RBS report is now released, another fine example of a lack of Clear English being used with a great many “if only’s” wrapped up in legal speak. more...
PanaceaIFA Thought Leadership live presentation
December 12 2011
On 9th December Derek Bradley conducted a FREE webcast via Thought Leadership Live.2012 will be, barring any unlikely FSA change of heart, a pivotal year for the industry and for IFAs in particular. more...
Scottish Widows: Making it easier to do business online
December 12 2011
We are pleased to confirm the launch of new eCommerce improvements that will help make it easier for you to do business with us online. more...
IFA letter of the week: Pessimist or well-informed optimist?
December 7 2011
As I am sure many will be aware, our “This is what my clients think about the RDR Mr Sants survey” is causing some noise out there
more...
7IM: Borrowing from future generations?
December 6 2011
Sustainability has had a bad press because it is often associated with climate change and arguments about whether carbon emissions being spewed out of trains, planes, automobiles or cows’ bottoms are leading to global warming. more...
BlackRock: What drove the rally and how sustainable is it likely to be?
December 6 2011
Most risk assets struggled significantly for much of November, but rebounded very strongly over the last week or so. more...
This is what my clients think about the RDR Mr Sants Survey 2011 (Survey Closed
December 5 2011
Has Mr Sants asked you about how your clients feel about RDR? Survey Closed more...
Thames River: No quiet run-in to Christmas
December 2 2011
The last two weeks have seen a continuation of the volatility we have seen over recent months with sentiment continuing to swing on news flow surrounding the European sovereign debt crisis. more...
M&G Teleconference - Tom Dobell, 6th December 10am.
December 2 2011
Tom Dobell, manager of the M&G Recovery Fund will give an update on the fund, and discuss how it has fared in the recent challenging conditions. more...
Assureweb for iPhone. The first comparison App for advisers
December 2 2011
more...
Fully comprehensive critical illness cover from Ageas
November 28 2011
We now exceed the industry benchmark for 15 Critical Illness conditions, including 4 of the most common conditions claimed. more...

Derek Bradley, CEO
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